/* Deklara – sistema de diseño. Nórdico, claro y sobrio. Sin fuentes externas (privacidad: ninguna petición a terceros).
   Un solo color de marca; verde y rojo solo para estados. Contraste AA en claro y oscuro. */
:root{
  --bg:#F5F7F9; --surface:#FFFFFF; --ink:#0E2233; --muted:#455A6E; --line:#D3DCE4; --line-strong:#72879A;
  --brand:#1C4A78; --brand-ink:#FFFFFF; --brand-soft:#E4EDF6; --brand-hover:#163C61;
  --ok:#17694B; --ok-soft:#E1F3EB; --bad:#A8281C; --bad-soft:#FBE7E4; --note-bg:#FFF5D9; --note-ink:#4F3500; --note-line:#E4B93E;
  --accent:#6CC24A; --accent-hover:#5DB33A; --accent-edge:#4C9E2D; --accent-ink:#0E2233; --accent-strong:#3E9B2A;
  --focus:#0A58E6; --radius:12px; --shadow:0 1px 2px rgba(14,34,51,.06),0 6px 24px rgba(14,34,51,.06);
  --font:"Segoe UI","Helvetica Neue",system-ui,-apple-system,"Noto Sans",Arial,sans-serif;
  --mono:ui-monospace,"SF Mono","Cascadia Mono",Menlo,Consolas,monospace;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0A151F; --surface:#112130; --ink:#E9F0F5; --muted:#A9BBC9; --line:#25384A; --line-strong:#6F8AA0;
  --brand:#7FB0E6; --brand-ink:#08203A; --brand-soft:#16304A; --brand-hover:#A3C9F0;
  --ok:#62C79C; --ok-soft:#0F3326; --bad:#FF9A8F; --bad-soft:#3E1A16; --note-bg:#3A2D0B; --note-ink:#FBE3A6; --note-line:#8A6D1A;
  --accent:#7FD05A; --accent-hover:#97DB76; --accent-edge:#97DB76; --accent-strong:#8FDB6A;
  --focus:#8DB6FF; --shadow:none; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0A151F; --surface:#112130; --ink:#E9F0F5; --muted:#A9BBC9; --line:#25384A; --line-strong:#6F8AA0;
  --brand:#7FB0E6; --brand-ink:#08203A; --brand-soft:#16304A; --brand-hover:#A3C9F0;
  --ok:#62C79C; --ok-soft:#0F3326; --bad:#FF9A8F; --bad-soft:#3E1A16; --note-bg:#3A2D0B; --note-ink:#FBE3A6; --note-line:#8A6D1A;
  --accent:#7FD05A; --accent-hover:#97DB76; --accent-edge:#97DB76; --accent-strong:#8FDB6A;
  --focus:#8DB6FF; --shadow:none; color-scheme:dark}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{overflow-x:clip;margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.6 var(--font);-webkit-font-smoothing:antialiased;
  padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
h1,h2,h3{margin:0;line-height:1.15;text-wrap:balance;letter-spacing:-.015em;font-weight:700}
h1{font-size:clamp(34px,5.4vw,54px)} h2{font-size:clamp(26px,3.4vw,34px)} h3{font-size:19px;letter-spacing:-.005em}
p{margin:0}
a{color:var(--brand);text-underline-offset:3px}
a:hover{color:var(--brand-hover)}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:12px;top:-60px;background:var(--brand);color:var(--brand-ink);padding:12px 16px;border-radius:8px;z-index:100;font-weight:600;text-decoration:none}
.skip:focus{top:12px}
.wrap{max-width:1120px;margin:0 auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.eyebrow{font:600 13px/1.3 var(--font);letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}
.muted{color:var(--muted)}
/* knappar: mål minst 44 px */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 22px;border-radius:10px;border:1.5px solid var(--line-strong);background:var(--surface);color:var(--ink);font:600 16px/1 var(--font);cursor:pointer;text-decoration:none}
.btn:hover{border-color:var(--ink);color:var(--ink)}
.btn.primary,button.p{background:var(--accent);border-color:var(--accent-edge);color:var(--accent-ink)}
.btn.primary:hover,button.p:hover{background:var(--accent-hover);border-color:var(--accent-edge);color:var(--accent-ink)}
.btn:disabled,button:disabled{opacity:.5;cursor:not-allowed}
/* sidhuvud */
.site-header{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px;flex-wrap:wrap}
.brand{display:inline-flex;align-items:center;gap:10px;font:700 22px/1 var(--font);color:var(--ink);text-decoration:none;letter-spacing:-.02em}
.brand svg{flex:none}
.nav{display:flex;align-items:center;gap:6px 22px;flex-wrap:wrap}
.nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:500;padding:10px 2px;min-height:44px;display:inline-flex;align-items:center}
.nav a:not(.btn):hover{text-decoration:underline;text-underline-offset:6px}
/* innehållsblock */
section{padding-block:clamp(44px,7vw,84px)}
.band{position:relative;isolation:isolate}
.band::before{content:"";position:absolute;inset-block:0;left:50%;width:100vw;margin-left:-50vw;background:var(--surface);border-block:1px solid var(--line);z-index:-1}
.lead{font-size:clamp(18px,2vw,21px);line-height:1.55;color:var(--muted);max-width:56ch}
.hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(28px,5vw,64px);align-items:center;padding-block:clamp(28px,5vw,64px) clamp(44px,7vw,84px)}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.checks{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:10px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks svg{flex:none;margin-top:3px;color:var(--accent-strong)}
@media (max-width:860px){.hero{grid-template-columns:1fr}}
/* exempel på K4 */
.k4{background:var(--surface);border:1px solid var(--line-strong);border-radius:var(--radius);box-shadow:var(--shadow);padding:18px;min-width:0}
.k4 .cap{display:flex;justify-content:space-between;gap:12px;align-items:baseline;flex-wrap:wrap;margin-bottom:12px}
.k4 .cap b{font-size:15px}
.k4 .tag{font:600 12px/1 var(--font);background:var(--brand-soft);color:var(--brand);padding:6px 9px;border-radius:99px}
.tw{overflow-x:auto}
table{border-collapse:collapse;width:100%;font-size:14px}
.k4 th,.k4 td{border:1px solid var(--line);padding:8px 8px;text-align:right}
.k4 td{white-space:nowrap;font-size:13.5px}
.k4 th{font-weight:600;color:var(--muted);background:var(--bg);font-size:12px;line-height:1.25;vertical-align:bottom}
.k4 th:nth-child(-n+2),.k4 td:nth-child(-n+2){text-align:left}
.k4 tfoot td{font-weight:700;background:var(--brand-soft)}
.num{font-variant-numeric:tabular-nums}
.k4 .foot{margin-top:12px;font-size:13px;color:var(--muted)}
/* steg, funktioner */
.steps{list-style:none;margin:36px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;counter-reset:s}
.steps li{counter-increment:s;border-top:2px solid var(--ink);padding-top:18px}
.steps li::before{content:counter(s);display:block;font:700 15px/1 var(--mono);color:var(--brand);margin-bottom:12px}
.steps h3{margin-bottom:8px}
@media (max-width:760px){.steps{grid-template-columns:1fr}}
.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:860px){.two{grid-template-columns:1fr}}
.feat{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:22px}
.feat li{display:grid;grid-template-columns:auto 1fr;gap:14px}
.feat .ic{width:40px;height:40px;border-radius:10px;background:var(--brand-soft);color:var(--brand);display:grid;place-items:center}
.feat h3{font-size:17px;margin-bottom:3px}
/* pris */
.plans{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:32px;max-width:860px}
@media (max-width:760px){.plans{grid-template-columns:1fr}}
.plan{background:var(--surface);border:1px solid var(--line-strong);border-radius:var(--radius);padding:26px;display:grid;gap:14px;align-content:start}
.price{font:700 44px/1 var(--font);letter-spacing:-.02em}
.price small{font:500 15px/1.4 var(--font);color:var(--muted);letter-spacing:0;margin-left:4px}
.plan ul{margin:0;padding:0;list-style:none;display:grid;gap:8px}
.plan li{display:flex;gap:10px}
.plan li svg{flex:none;margin-top:4px;color:var(--accent-strong)}
.note-box{background:var(--note-bg);color:var(--note-ink);border-left:4px solid var(--note-line);border-radius:8px;padding:14px 16px;font-size:15px;max-width:70ch}
/* vanliga frågor */
.faq{margin-top:28px;max-width:820px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:18px 4px;min-height:56px;font-weight:600;font-size:17px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:10px;height:10px;border:solid var(--ink);border-width:0 2px 2px 0;transform:rotate(45deg);transition:transform .15s;margin-right:4px}
.faq details[open] summary::after{transform:rotate(-135deg)}
.faq .a{padding:0 4px 20px;color:var(--muted);max-width:68ch}
/* sidfot */
.site-footer{border-top:1px solid var(--line);padding-block:32px 48px;display:grid;gap:14px;color:var(--muted);font-size:14.5px}
.site-footer nav{display:flex;gap:8px 24px;flex-wrap:wrap}
.site-footer a{color:var(--ink);min-height:44px;display:inline-flex;align-items:center}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;scroll-behavior:auto!important}}
@media print{.site-header .nav,.skip{display:none}}

/* tre enkla steg: stora ikoner, korta meningar */
.steps.simple li{border-top:none;padding-top:0;display:grid;gap:10px;align-content:start}
.steps.simple li::before{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--accent);color:var(--accent-ink);font:700 16px/1 var(--font);margin-bottom:2px}
.steps.simple h3{font-size:26px;margin:0}
.steps.simple p{font-size:18px;max-width:30ch}
.big-ic{display:grid;place-items:center;width:72px;height:72px;border-radius:18px;background:var(--brand-soft);color:var(--brand)}

/* ---------- bilder, bakgrund och rubriker ---------- */
body{position:relative;isolation:isolate}
body::before{content:"";position:absolute;inset:0 0 auto 0;height:min(860px,100vh + 160px);z-index:-1;pointer-events:none;
  background:linear-gradient(var(--sky-tint),var(--sky-tint)),url("bilder/dollar.jpg") center top/cover no-repeat;
  -webkit-mask-image:linear-gradient(#000 62%,transparent);mask-image:linear-gradient(#000 62%,transparent)}
:root{--sky-tint:rgba(245,247,249,.20)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--sky-tint:rgba(10,31,24,.74)}}
:root[data-theme="dark"]{--sky-tint:rgba(10,31,24,.74)}
/* rubriker: tydliga och kraftfulla */
h1{font-size:clamp(36px,5.6vw,58px);font-weight:800;letter-spacing:-.025em;line-height:1.06}
h2{font-size:clamp(29px,3.8vw,42px);font-weight:800;letter-spacing:-.02em;line-height:1.1}
h3{font-weight:700}
.eyebrow{color:var(--brand);font-weight:700}
.photo{display:block;width:100%;height:auto;border-radius:18px;box-shadow:var(--shadow);background:var(--brand-soft)}
.hero-visual{position:relative;padding-bottom:210px;min-width:0}
.hero-visual .k4{position:absolute;left:-9%;bottom:0;width:88%;margin:0;padding:14px 14px}
.hero-visual .k4-orig{width:44%;left:-4%;padding:8px}
.hero-visual .k4 th{white-space:normal}
.hero-visual .k4 th,.hero-visual .k4 td{padding:7px 7px;font-size:12.5px}
@media (max-width:860px){.hero-visual{padding-bottom:0}.hero-visual .k4{position:static;width:auto;margin:-48px 14px 0}.hero-visual .k4-orig{width:62%;max-width:300px;margin:-60px 0 0 14px;padding:8px}}
.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:32px}
@media (max-width:760px){.duo{grid-template-columns:1fr}}
.fig{margin:0;display:grid;gap:10px}
.fig figcaption{color:var(--muted);font-size:15px}
.calm{padding-block:clamp(44px,7vw,84px)}
.final{padding-block:clamp(36px,6vw,72px)}
.final-box{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(24px,4vw,56px);align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:clamp(24px,4vw,48px);box-shadow:var(--shadow)}
.final-box .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
@media (max-width:860px){.final-box{grid-template-columns:1fr}}
/* val av mäklare */
.seg-row{display:flex;flex-wrap:wrap;align-items:center;gap:12px 16px;margin-top:22px}
.seg-label{font-weight:600}
.seg{display:inline-flex;border:1.5px solid var(--line-strong);border-radius:12px;padding:4px;background:var(--surface);gap:4px}
.seg-btn{min-height:44px;min-width:104px;padding:0 20px;border:0;border-radius:9px;background:transparent;color:var(--ink);font:600 16px/1 var(--font);cursor:pointer}
.seg-btn:hover{background:var(--brand-soft)}
.seg-btn[aria-pressed="true"]{background:var(--accent);color:var(--accent-ink);box-shadow:inset 0 0 0 1.5px var(--accent-edge)}
.seg-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-top:32px;padding:18px 22px;background:var(--brand-soft);border-radius:14px}
.seg-cta p{max-width:60ch}

/* film */
.film-sec{padding-block:clamp(36px,6vw,72px)}
.film{margin:28px 0 0;max-width:960px;display:grid;gap:12px}
.film video{display:block;width:100%;height:auto;aspect-ratio:16/9;border-radius:18px;background:var(--brand-soft);box-shadow:var(--shadow)}
.film figcaption details{color:var(--muted)}
.film figcaption summary{cursor:pointer;font-weight:600;color:var(--ink);min-height:44px;display:flex;align-items:center}
.film ol{margin:6px 0 0;padding-left:20px;display:grid;gap:6px;max-width:62ch}

/* val mellan eToro och Avanza i hero */
.choose{margin-top:28px;max-width:560px}
.choose-l{font-weight:700;margin-bottom:10px}
.choice-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media (max-width:420px){.choice-row{grid-template-columns:1fr}}
.choice{position:relative;display:grid;gap:2px;text-align:left;min-height:96px;padding:14px 44px 14px 16px;border:2px solid var(--line-strong);border-radius:14px;background:var(--surface);color:var(--ink);font:inherit;cursor:pointer;transition:border-color .15s,box-shadow .15s}
.choice:hover{border-color:var(--ink)}
.choice-name{font:800 22px/1.15 var(--font);letter-spacing:-.01em}
.choice-sub{font-size:14px;color:var(--muted)}
.choice-price{font-weight:700;margin-top:4px}
.choice::after{content:"";position:absolute;top:14px;right:14px;width:22px;height:22px;border-radius:50%;border:2px solid var(--line-strong);background:var(--surface)}
.choice[aria-pressed="true"]{border-color:var(--accent-edge);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 35%,transparent);background:var(--surface)}
.choice[aria-pressed="true"]::after{border-color:var(--accent-edge);background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3.2L15 6.8' fill='none' stroke='%230E2233' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.choose .actions{margin-top:18px}

/* YouTube: laddas först vid klick */
.yt-sec{padding-top:0}
.yt{position:relative}
.yt .yt-play{display:grid;place-items:center;align-content:center;gap:10px;width:100%;aspect-ratio:16/9;border:0;border-radius:18px;cursor:pointer;color:#fff;font:700 18px/1.2 var(--font);background:linear-gradient(135deg,var(--brand),#12314F);box-shadow:var(--shadow)}
.yt .yt-play:hover svg{transform:scale(1.06)}
.yt .yt-play svg{transition:transform .15s}
.yt iframe{display:block;width:100%;aspect-ratio:16/9;border:0;border-radius:18px;box-shadow:var(--shadow)}
.yt figcaption{color:var(--muted);font-size:15px;max-width:70ch}

.tiers{width:100%;border-collapse:collapse;margin:6px 0 14px;font-size:15px}
.tiers th,.tiers td{padding:8px 4px;border-bottom:1px solid var(--line);text-align:left}
.tiers td{text-align:right;font-weight:700;white-space:nowrap}
.tiers thead th{font-size:13px;color:var(--muted);font-weight:600}
.tiers tbody th{font-weight:400}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

.k4-orig img{display:block;width:100%;height:auto;border-radius:4px}
.k4-orig a{display:block;border-radius:4px}
.k4-orig figcaption{margin-top:8px;font-size:12.5px;line-height:1.35;color:var(--muted)}
.k4-orig figcaption b{display:block;color:var(--ink);font-size:13.5px}

ol.formula{margin:8px 0 12px;padding-left:20px;display:grid;gap:8px;max-width:64ch}

/* logotyp i sidhuvudet: ljus och mörk variant */
.brand .logo{display:block;height:66px;width:auto}
.brand .logo-dark{display:none}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .brand .logo-light{display:none}:root:not([data-theme="light"]) .brand .logo-dark{display:block}}
:root[data-theme="dark"] .brand .logo-light{display:none}
:root[data-theme="dark"] .brand .logo-dark{display:block}
@media (max-width:420px){.brand .logo{height:46px}}